It is a recorded fact that the biggest financial outlay in most people’s lifetime, is their mortgage. It not only represents the greatest part of the monthly household budget but is also the largest outstanding liability.

Statistics also show that in the UK, one person in three is paying too much for their mortgage, this in turn provides billions of pounds profit to lenders.

There are literally hundreds of different products and lenders who offer fantastic low rate mortgage products and even pay the costs incurred to switch your mortgage to them. However, in my experience, most Christians enthusiastic about prospering don’t know where to start and make wrong decisions with respect to their finances.

>> Mortgages
Are you paying too much?
Who are the best lenders?
What type of mortgages is available?
How do I know I’m paying too much ?
What fees are involved?
Where do I start??

>> Switching Mortgages
How do I go about it?
Will my monthly payment be reduced?
What fees are involved?
How do I know which lender is best?
Can I consolidate my existing debt?
Can I raise capital as a deposit for a ‘buy to let’?
Where do I start??

>> Savings and Investments
What is the best way for me to build up a nest egg for the future?
What are the benefits of an ISA?
How can I find out which bank or building society offer the best rate of interest.?
Can I save monthly into the stock market?
Where do I start??

>> Investing in Property
(building a property portfolio)
How do I go about this ?
What are ‘Buy to Let’ mortgages and how do they work?
Would I need a deposit?
Who are the best lenders in this area?
What is the best type of mortgage?
Is it best to approach my bank ?
Where do I start??

>> Protecting your assets
What is Inheritance Tax?
Do I really need Life Insurance?
How do I know that my current policy is the best in the market place?
Where would I find the cheapest insurance?
How do I know I have enough cover in place to protect my assets?
Can I avoid paying Capital Gains Tax?
Where do I start??

Outline:-
The seminar will provide delegates with the essential information and cost cutting strategies to improve their financial status.

Who should attend?
Everyone who wants to have the practical knowledge to implement the basic principles of Practical Prosperity.

Course Content:-
• Introduction
• Background Information to Practical Prosperity
• Mortgages
• Switching Mortgages
• Investing in Property
• Savings and Investments
• Protecting your Assets

Delegates will learn how to:-
• Understand all types of Mortgage Products
• Plan how to improve on their current Mortgage payments
• Decide on what strategy to implement
• Grasp the essentials on Savings and Investments
• Be structured in their approach to their Finances
• Build a Property Portfolio
• Reduce their Liabilities
• Protect their Families from Financial Hardship

 

When it comes to Salvation, Souls respond and are excited by the message of the Gospel and want so much to pursue the Christian Life but do not know where to start. Unless trained leaders come along side them, directing, protecting and correcting, they will fall away. New believers need to be introduced to a local Bible believing Church, taught the word of God and learn to become Disciples of Christ.

Billy Graham once said that “the most important part of his Evangelistic Ministry was the follow up”. If this is the case when it comes to our Salvation, then where today is the follow up within the Body of Christ when it comes to Biblical Prosperity teaching.

The Church has been so blessed with the anointed women and men of God who have taught us God’s view of prosperity. I have witnessed the liberating message of God’s abundance set so many people free in their spirits, however in my capacity as a financial adviser, I can honestly say that my own experience has been that the majority are no further forward because of the lack of Practical Prosperity Follow Up.

Sadly because of this lack within the Body of Christ, we have allowed the enemy to steal away God’s Word and many Christians all over the world today are still cynical and even offended by Prosperity Teaching. As responsible leaders and Pastors, we have a duty before God to ensure our people are taught the whole counsel of God, not just a part as this can only lead to doubt and confusion. None more so than in the area of prosperity. I believe that this topic is the source of so much controversy within the Body of Christ, because we have only taught spiritual principles with no or very little practical principles.

For example, how many books and tapes have been devoted to the following:

• The Tithe
• The Law of Increase
• The Gift of Giving
• Worship with your Money
• Debt Cancellation
• Seed Faith
• Laying up Treasures
• Blessing or Curse

All of these subjects are necessary and life giving to our spirit, but we also require the balance of practical principles in the area of prosperity. For example:

• The application of wisdom
• Prayer, planning and patience
• How to decrease your outgoings
• Pursue knowledge
• Saving, spending, budgeting
• Pressures, problems and priorities
• Stop worrying and take advice
• Practical prosperity principles

 

There are more verses in the Bible on money than on Heaven and Hell. There are scores and scores of verses that tell of financial blessings and at the same time the Bible tells us that the love of money is the root of all sorts of evil.

Today we are facing the tragic breakdown of marriages with whole families being devastated as a result. Latest statistics inform us that one marriage in three is doomed to failure and this includes Christians. It's worth noting that 70% of marital conflicts are over money, leading to stress, depression and anxiety.

We in the Body of Christ need to include 'practical prosperity' in our 'marriage preparation meetings', providing engaged couples and newly weds vital information on how to handle their finances.

Terry says: "In my experience with engaged couples and newly weds I have been shocked by the apparent lack of responsibility from at least one person in the partnership and unfortunately in the majority of cases it happens to be men. I have witnessed many women take the full weight of the financial household on themselves whilst their husbands or partners completely abdicate.

"This a very serious matter and totally unbiblical, men are taught in the word of God to be strong and courageous but sadly when it comes to financial responsibility many are opting out altogether and need to be challenged and encouraged in The Principals of Practical Prosperity.

Practical Prosperity For Engaged Couples & Newly Weds

1 Day Outline:
This seminar will provide couples essential and practical information on how to succeed together in the area of finance.

Who Should Attend:
Engaged and Newly Wed couples who need to acquire a firm foundation on which to build their financial future.
Delegates Will Learn How To:

• Understand each others role
• Plan together their future goals
• Decide on their joint approach to financial goal setting
• Be structured & organised with proper record keeping systems
• Analyse and implement a realistic monthly budget
• Build a nest egg for the future
• Put in place the three pool saving approach

Many Christians today find themselves in debt due to various reasons and feel hopeless and helpless in their current financial situation. However regardless of how much debt or adverse credit history, with the proper financial strategy in place -this can be overcome.

Due to the increase in recent years of the number of people who have adverse credit and CCJ's on their credit files, there has been a reluctance from lenders to agree on providing a mortgage.

However, trends in the finance sector have now allowed it to be possible to achieve a positive result in mortgage applications for those with adverse credit.

Outline:
This course will provide hope for those who have adverse credit history and mounting debt,

Who should attend:
Everyone who has existing bad credit, CCJ's, arrears and credit card debt.

Course Content:
• Debt consolidation analysis
• Releasing equity to pay off debt
• How to qualify for adverse credit lending
• Save money - reduce outgoings
• Compare credit card rates of interest
• Getting the best mortgage deal
• Explanation of the corner shop mentality compared to the supermarket mentality
• Self certification mortgages for the self employed
• An explanation of how credit information is held

 

The decision to enter care can be a very emotional one and it will usually mean coming to terms with selling the family home and recognition of our own mortality.

It is natural therefore that it may be met with a degree of reluctance. The responsibility for long term care planning, as with pension planning now falls largely on the individual.

This planning can be a minefield for the ill-informed. Such planning should not be entered into lightly as the issues which need to be considered can be very complex".

Terry says "I believe financial security is an essential ingredient in providing older people with a feeling of independence, dignity and well being. I aim to provide attendees with the most vital information with respect to long term care planning. With 95,000 people every year requiring long term care for the first time, residential or nursing homes with round the clock support from caring staff have become the choice of many.

In the UK 40,000 homes a year are sold to pay for long term care.The decision to enter care can be a very emotional one and it will usually mean coming to terms with selling the family home and recognition of our own mortality. It is natural therefore that it may be met with a degree of reluctance.

The responsibility for long term care planning, as with pension planning now falls largely on the individual. This planning can be a minefield for the ill-informed. Such planning should not be entered into lightly as the issues which need to be considered can be very complex